The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The content has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision. Further customer is the advised to go through the sales brochure before conducting any sale. Above illustrations are only for understanding, it is not directly or indirectly related to the performance of any product or plans of Kotak Life.
For Ref. No. KLI/25-26/E-WEB/1623
^For Kotak e-Term, get your premiums back through special exit value, you have one year time period to avail this option commencing from, if your policy term is:
- 40 years: Earlier of 25th policy year OR during the policy year, when you attain 60 years
- More than 40 years: Earlier of 30th policy year OR during the policy year, when you attain 60 years
For Kotak Signature Term Plan, get your premiums back through special exit value, you have five years’ time period to avail this option commencing from, if your policy term is:
- 40 years: Earlier of 25th policy year OR during the policy year, when you attain 60 years
- More than 40 years: Earlier of 30th policy year OR during the policy year, when you attain 60 years
@Figures arrived are basis the company's annual audited figures for individual death claims for FY 2024-25. https://www.kotak.com/content/dam/Kotak/investor-relation/Financial-Result/QuarterlyReport/FY-2025/q4/investor-presentation/Q4FY25_Investor_Presentation.pdf
*GST is exempted for all individual life insurance policies effective from 22nd September 2025.
~With Kotak e-Term: Get upto 7.5% discount as salaried customer. Applicable only in the first year of the policy.
With Kotak Signature Term Plan: Get 5% discount as salaried customer applicable only in the first year of the policy for Limited & Regular Payment Option and 1% for Single Premium Payment Option applicable for salaried customers, individual life insured under existing policies and members of group policyholders.
#Kotak Critical Illness Plus Benefit Rider (UIN: 107B020V02): This is a Non-Participating Non-Linked Health Individual Pure Risk Product. Riders are not mandatory and can be attached to the base plan at inception or at any policy anniversary of the base plan for additional cost. In case of diagnosis with any one of the 37 Critical Illnesses specified under Kotak Critical Illness Plus Benefit Rider, the Rider shall terminate post Rider Sum Assured has been paid to the Life Insured, and the Base Plan shall continue for the remaining policy term, provided base plan premiums are paid. In case the life insured undergoes Angioplasty, minimum of Rs. 5 lacs or Base Rider Sum Assured will be payable and the remaining rider sum assured (if any) shall continue for the remaining 36 Critical Illnesses, provided reduced rider premiums are paid. This Rider shall terminate once 100% of the Rider Sum Assured has been paid or on the completion of the Rider Benefit Term, whichever is earlier.
&Discount for Female Lives Customers: There would be a special discount of 16% throughout the premium paying term applicable for female life insured with Kotak Signature Term Plan.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Kotak e-Term UIN: 107N129V03, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Permanent Disability Benefit Rider UIN: 107B002V03. This is a non-participating non-linked life insurance individual pure risk product.
Kotak Signature Term Plan UIN: 107N139V01, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Accidental Death Benefit Rider UIN: 107B001V04. This is a Non-Participating Non-Linked Life Insurance Individual Pure Risk Product.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Kotak Mahindra Life Insurance Company Ltd. Reg No. 107; CIN: U66030MH2000PLC128503; Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051 | Website: www.kotaklife.com; WhatsApp: 9321003007 | Toll Free: 1800 209 8800 | Ref. No. KLI/25-26/E-WEB/1623
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.
