Search
Close

Buy a Life Insurance Plan in a few clicks

Now you can buy life insurance plan online.

Kotak e-Invest Plus

Insurance and Investment in one plan.

Kotak T.U.L.I.P

A plan that works like a term plan, and Earns like ULIP Plan

Close

Get a Call

Enter your contact details below and we will get in touch with you at the earliest.

  • Select your Query
Clear

Thank you

Our representative will get in touch with you at the earliest.

Frontline Equity Fund

(ULIF-034-17/12/09-FRLEQUFND-107)

If you had invested ₹10,000 for 10 years ​you would get ₹16 Lakhs @8%

9.5%

Benchmark Returns

12.0%

Returns

​Life Cover Included

​(5 year returns as on 31ST MARCH 2026)

CHECK RETURNS

What is Kotak Life’s Frontline Equity Fund

Frontline Equity Fund by Kotak Life is a good option in case you need to increase your capital by purchasing shares of the most successful companies. It invests in large-cap shares in diverse industries and aims at long-term returns.

The Frontline Equity Fund allows you to invest in quality stocks under the advice of experienced fund managers. It provides consistent returns, a well-diversified portfolio, and the opportunity to earn good returns that suit your objectives.

Kotak Life Fund Example

How the Fund Works

Frontline Equity Fund has a primary focus on investing in equity and equity-related securities of large-cap companies to achieve long-term capital growth. It builds a diversified portfolio of high quality holdings of industry leaders with an objective to provide consistent performance and ensure market risk is contained.

Frontline Equity Fund

Last 5-year Returns

12.0%

Fund Returns

9.5%

Benchmark

Last 1-year Returns

-3.7%

Fund Returns

-4.8%

Benchmark

Sine Inception

11.9%

Fund Returns

9.6%

Benchmark

(As on 31ST MARCH 2026)

Investment Objective

Aims for a high level of capital growth for you, by holding a significant portion in large-sized company equities.

KNOW MORE
Investment Illustration

Our Best-Selling plans offering Classic Opportunities Fund

Kotak e-Invest Plus

  • Choose from 9 fund Options
  • Free fund switches
  • Enjoy 3% Yearly Additions from 6th Year
CALCULATE PREMIUM

Kotak TULIP

  • Loyalty Additions
  • Choose from 9 fund Options
  • Flexible Premium Payment
CALCULATE PREMIUM

Benefits of Kotak Life's Frontline Equity Fund

When you invest in the Frontline Equity Fund by Kotak Life, you get a lot of benefits that can enable you to achieve your long-term financial goals. The fund attempts to find a middle ground between stability and growth, and it allows you to own a well-selected blend of large-cap stocks. Here is how it adds value to your investment journey:

Pure Risk Coverage

Strong Focus on Large-Cap Stability

The focus of this fund is on well-established, leading large-capitalization companies with good financial strength and stable earnings. Such businesses tend to be industry leaders making the fund predictable at times when the market is uncertain. The scale and historical track record of these businesses minimizes operational volatility, which makes the investment path more consistent and reliable.

Pure Risk Coverage

High Equity Exposure for Long-Term Growth

This fund is primarily invested in equity to benefit from long-term growth potential of the stock market. It is an excellent option when you need to accumulate wealth gradually and steadily, particularly when you purchase it through ULIP plans. Equity exposure allows your investment to increase with the economy as time goes by.

Pure Risk Coverage

Consistent Outperformance vs. Benchmark

The fund has been performing better than its benchmark indices over the years. This is made possible through disciplined stock selection, continuous portfolio rebalancing, and research-driven strategies. It aims to offer superior risk-adjusted returns while maintaining a balance between growth and stability.

Pure Risk Coverage

Diversified Sector Exposure

The fund distributes its investments across a diverse range of sectors, including finance, IT, FMCG, and healthcare. This strategic diversification enables you to benefit from multiple market trends while minimizing the risk of overreliance on a single industry. It enhances return potential and cushions market volatility.

Flexibility

Professional Fund Management

Led by experienced investment experts with strong market insight, the fund is guided by expertise and data-driven decisions. Their role becomes especially crucial when you are looking for market-linked returns within a life insurance plan. You benefit from a proactive approach to portfolio management and risk control.

Who Should Invest in Kotak Life's Frontline Equity Fund

Frontline Equity Fund is the right investment fund to consider when an investor wants to achieve growth opportunities coupled with professional management of funds. This fund fits the investor profile of various people who are either planning towards future goals or those who want to maximize their market exposure. Here is a look at who can benefit most:

Pure Risk Coverage

Long-Term Investors with High Risk Appetite

If you are someone who prefers to stay invested over long durations and can tolerate market volatility, this fund may be the right fit for you. Its emphasis on large-cap equities allows you to benefit from the long-term performance of stable and growth-oriented companies. With time, the impact of market fluctuations tends to smooth out, making it suitable for those with a high-risk appetite and long-term wealth creation mindset.

Pure Risk Coverage

Investors Focused on Capital Growth

This fund is ideal if a person is interested in maximizing the capital growth with active equity allocation. In case you are looking for aggressive returns in your portfolio, its structured equity strategy can provide your capital with the correct impetus. The fund is also long-term oriented and provides a chance to take advantage of market uptrends. It can also supplement your larger investment plans by providing an equity element with a high growth component.

Pure Risk Coverage

Investors Seeking Exposure to India's Top Companies

If you are keen on tapping into the potential of India's most successful and financially sound businesses, this fund is a strong contender. It invests in blue-chip companies across a diverse range of sectors, including banking, technology, FMCG, and others. This diversified exposure helps mitigate risk while building a foundation for consistent returns and portfolio strength over time.

Pure Risk Coverage

Goal-Based Planners

When you are saving towards retirement, a child education, or any other life goal, this fund offers a disciplined route towards long-term wealth building. It will assist you to adjust your investment strategy in accordance with certain life-stage milestones. The goal-based investing is enhanced by the diversified and professionally managed portfolio of the fund, which allows you to attain your future financial objectives with confidence and clarity.

FAQs on Kotak Life's Frontline Equity Fund

1

What is Kotak Life's Frontline Equity Fund?

Frontline Equity Fund is a market-linked equity fund offered by Kotak Life, which invests in large-cap companies with a good track record. It can be availed under ULIP plans, which provide the investors with the advantage of market growth and life cover. The fund aims at creating long-term growth in the long run by making disciplined investment in the best performing sectors.

2

Who manages the Kotak Frontline Equity Fund?

This fund is managed by a group of experienced investment managers of Kotak Life investment team. These fund managers take advantage of the market research, data analytics, and industry expertise to select quality stocks. Their active management style helps maximize the performance of the portfolio and control risks as per the objectives of the fund.

3

Can this fund help me build wealth while also offering life cover under a ULIP plan?

Yes, Kotak Frontline Equity Fund is an option of investment that can be chosen in the ULIP plans of Kotak. Although the fund is aimed at increasing your wealth by investing in equity, the ULIP structure offers a life insurance aspect as well. This mix will enable you to secure the financial future of your family and at the same time target market-linked returns.

4

IIs Kotak Frontline Equity Fund suitable for short-term investors?

No, this fund is best suited for long-term investors with a high-risk appetite. Short-term market movements can be unpredictable, making equity investments less ideal for those with brief investment horizons. To maximize the fund's potential benefits, it is recommended to stay invested for a longer period, typically five years or beyond, allowing time for returns to stabilize and grow.

5

What makes this fund a better choice than traditional savings or fixed-income options?

Unlike traditional savings or fixed-income instruments that offer fixed, often modest returns, this fund provides exposure to market-linked growth through equities. It has the potential to deliver higher long-term returns, especially when paired with a disciplined investment horizon. Plus, you also gain the added benefit of expert fund management and life cover when invested via ULIPs.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Signature Term Plan - UIN: 107N139V01.Kotak Permanent Disability Benefit Rider - UIN: 107B002V03,Kotak Critical Illness Plus Benefit Rider - UIN: 107B020V02,Kotak Accidental Death Benefit Rider – UIN: 107B001V04.

This is a Non-Participating Non-Linked Life Insurance Individual Pure Risk Product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.

$The premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. The Above is an illustration of the benefits payable 30 years old male for a policy term of 20 years and premium payment term of 10 years with the annual premium of ₹25,000 and a Sum Assured of ₹200,00,000. @Annualized Premium shall be the premium amount payable in a year chosen by the policy holder, excluding the taxes, rider premium, underwriting extra premiums and loadings for modal premium, if any.

Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051. Website: www.kotaklife.com | WhatsApp: 9321003007 |Toll Free No. – 1800 209 8800 | Ref. No.:KLI/25-26/E-WEB/871.

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license.

Customer Care Customer Care: 022-45811311

Download Download Brochure

Get Life Cover

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: Undefined variable $remove_insurance_guide

Filename: template/footer.php

Line Number: 1450

Backtrace:

File: /var/www/kli/application/views/template/footer.php
Line: 1450
Function: _error_handler

File: /var/www/kli/application/views/template/template.php
Line: 9
Function: view

File: /var/www/kli/application/libraries/Template.php
Line: 14
Function: view

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 649
Function: load

File: /var/www/kli/index.php
Line: 317
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Failed to initialize storage module: user (path: /var/www/kli/front-system/ci_sessions)

Filename: Session/Session.php

Line Number: 137

Backtrace:

File: /var/www/kli/application/controllers/Ulip_plans.php
Line: 13
Function: __construct

File: /var/www/kli/index.php
Line: 317
Function: require_once