BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies,
announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a
police complaint.
Terms and Conditions for Term Plan
Kotak Protect Advantage UIN:107N144V01, Kotak Permanent Disability Benefit Rider UIN:107B002V03, Kotak Critical Illness Plus Benefit Rider - UIN: 107B020V02, Kotak Accidental Death Benefit Rider - UIN: 107B001V04. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any policy anniversary of the base plan for additional cost.
Kotak e-Term UIN: 107N129V04, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Permanent Disability Benefit Rider UIN: 107B002V03.
This is a non-participating non-linked life insurance individual pure risk product. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders, please read the Rider Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any policy anniversary of the base plan for additional cost.
**Free Medical Checkup every 5th year starting from 5th policy year
onwards.
^The above illustration is for a 18-year-old healthy male, non-smoker
who has opted for Kotak e-Term plan, Life Option with a 40-year policy term with regular premium payment
mode, Level Recurring Payout Option and Sum Assured on Death of ₹1 Crore. The per day premium is ₹15
[₹5,510 Annualized Premium / 365 days = ₹15.09]. The premium is assuming the policy is bought Online and
the customer has not purchased any policy from Kotak Life Insurance. Goods and Services Tax for all
individual life insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be
charged if any and are subject to change from time to time as per the prevailing tax laws and/or any
other laws inforce. Annualized Premium is the premium payable in a policy year, excluding the
underwriting extra premiums, loadings for modal premium, as applicable and Rider Premium, if any.
YYou have the option to exit the policy at age 60 years. The plan also
offers a Special Exit Value if you decide to terminate the policy after a specified period.
You can get your premiums back through special exit value, you have one year time
period to avail this option commencing from, if your policy term is:
40 years: Earlier of 25th policy year OR during the policy year, when you attain
60 years.
More than 40 years: Earlier of 30th policy year OR during the policy year, when
you attain 60 years.
Kotak Signature Term Plan UIN: 107N139V02.Kotak Permanent Disability
Benefit Rider - UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider - UIN: 107B020V02, Kotak
Accidental Death Benefit Rider – UIN: 107B001V04. This is a Non-Participating Non-Linked Life Insurance
Individual Pure Risk Product. For more details on risk factors, terms and conditions please read sales
brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.
Riders are not mandatory and can be attached to the base plan at inception or at any policy anniversary
of the base plan for additional cost.
$ The Above is an illustration of the benefits payable 30 years old
male for a policy term of 30 years and premium payment term of 30 years with the annual premium of
₹19,032 and a Sum Assured of ₹2,00,00,000. The premium is assuming the policy is bought Online and the
customer has not purchased any policy from Kotak Life Insurance. Annualized Premium shall be the premium
amount payable in a year chosen by the policy holder, excluding the taxes, rider premium, underwriting
extra premiums and loadings for modal premium, if any. Goods and Services Tax for all individual life
insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be charged if any and are
subject to change from time to time as per the prevailing tax laws and/or any other laws inforce.
##Instant Payout on Claim Intimation - In case of death of the Life
Insured after completion of three (3) consecutive Policy years, from the Date of Commencement of Risk or
the date of Revival of the Policy; and subject to the Policy being in force, the Insurer shall endeavor
to pay an amount of ₹2,00,000 in advance (out of the Death Benefit payable) to the Claimant within two
(2) working days from the claim registration date (subject to submission of all required mandatory
supporting documents as specified above). Thereafter, the remaining balance amount of the Death Benefit
shall be payable to the Claimant once the Death Benefit claim is found admissible by the Insurer as per
the terms and conditions mentioned in this Policy document.
Kotak Gen2Gen Protect UIN: 107N132V02, Kotak Permanent Disability Benefit
Rider - UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider – UIN: 107B020V02, Kotak Accidental
Death Benefit Rider - UIN: 107B001V04.
Riders are not mandatory and can be attached to the base plan at inception or at
any policy anniversary of the base plan for additional cost. For more details on riders please read the
Rider Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any
policy anniversary of the base plan for additional cost.
+Plan Option – Life ROP. ROP – Return of Premiums. Life Insured Age:
30 years, Policy Term: To Age 65 (35 years), Premium Payment Term (PPT): 10 years, Sum Assured: 1 Crore,
Monthly Premium: 3,529. ROP at Primary Life Insured Age 65: ₹4,23,480. The monthly premium is ₹3,529
(annualized premium ₹40,100 * 8.8%). The premium is assuming the policy is bought Online and the
customer has not purchased any policy from Kotak Life Insurance. Goods and Services Tax for all
individual life insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be
charged if any and are subject to change from time to time as per the prevailing tax laws and/or any
other laws inforce.
Kotak Term Plan UIN:107N005V06, Kotak Accidental Death Benefit Rider UIN:
107B001V04, Kotak Permanent Disability Benefit Rider UIN: 107B002V03, Kotak Critical Illness Plus
Benefit Rider UIN: 107B020V02. This is a non-participating non-linked life insurance individual pure
risk product. For more details on risk factors, terms and conditions, please read sales brochure
carefully before concluding a sale. For more details on riders please read the Rider Brochure. Riders
are not mandatory and can be attached to the base plan at inception or at any policy anniversary of the
base plan for additional cost.
Kotak Value Protect UIN: 107N140V01, Kotak Permanent Disability Benefit
Rider UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Accidental Death
Benefit Rider UIN: 107B001V04. This is a non-participating non-linked life insurance individual pure
risk product. For more details on risk factors, terms and conditions, please read sales brochure
carefully before concluding a sale. For more details on riders please read the Rider Brochure. Riders
are not mandatory and can be attached to the base plan at inception or at any policy anniversary of the
base plan for additional cost.
Kotak Signature Legacy UIN: 107N135V02, Kotak Permanent Disability Benefit
Rider - UIN: 107B002V03, Kotak Accidental Disability Guardian Benefit Rider - UIN: 107B002V03. This is a
non-participating non-linked life insurance individual pure risk / savings product. Life insurance
coverage is available in this product. For more details on risk factors, terms and conditions, please
read sales brochure carefully before concluding a sale. For more details on riders please read the Rider
Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any policy
anniversary of the base plan for additional cost.
Kotak Vital Care - UIN: 107N143V01. This is a non-participating,
non-linked life insurance individual pure risk product. For more details on risk factors, terms and
conditions, please read sales brochure carefully before concluding a sale.
Kotak Saral Jeevan Bima UIN: 107N120V01. This is a Non-Participating
Non-Linked Life Insurance Individual Pure Risk Product. For more details on risk factors, terms and
conditions, please read sales brochure carefully before concluding a sale.
Health Maximiser UIN: ZUKHLIP24026V022324 is a Combi Product with both protection
& health benefits. It is a jointly offered product of Kotak Mahindra Life Insurance Company Limited and
Zurich Kotak General Insurance Company (India) Limited, where protection benefits are being offered by
Kotak Mahindra Life Insurance Company Ltd. under Kotak Term Plan - UIN 107N005V06, Form No. N005 and
health benefits are being offered by Zurich Kotak General Insurance Company (India) Limited under Health
Premier – UIN ZUKHLIP23109V052223; The risks of this product are distinct and are accepted by respective
companies. Please refer to the Policy Document for specific details on all terms, conditions and
exclusions.
Terms and Conditions for Savings Plans
@Guaranteed benefits due under this plan are available provided
premiums are paid regularly for the entire premium payment term and the policy is in force.
*Please note that Bonuses are NOT guaranteed and may be as declared by
the Company from time to time. Benefits under this plan are dependent upon the performance of the
participating Funds. The risk factors of the bonuses projected under the product are not guaranteed.
Past performance doesn’t construe any indication of future bonuses. These products are subject to the
overall performance of the insurer in terms of investments, management of expenses, mortality and
lapses.
Kotak Assured Savings Plan UIN: 107N081V09. Kotak Term Benefit Rider UIN:
107B003V03 Kotak Accidental Death Benefit Rider UIN: 107B001V04, Kotak Permanent Disability Benefit
Rider UIN: 107B002V03, Kotak Life Guardian Benefit Rider UIN: 107B012V02, Kotak Accidental Disability
Guardian Benefit Rider UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02. This
is a non-participating non-linked life insurance individual savings product. This is a saving cum
protection oriented plan. For more details on risk factors, terms and conditions, please read sales
brochure carefully before concluding a sale. Riders are not mandatory and can be attached to the base
plan at inception or at any policy anniversary of the base plan for additional cost.
~The above illustration is for an 18-year-old healthy male, non-smoker
who is willing to invest Rs. 10,000 per month and will pay for 10 years for this policy; where the
policy term is 20 years. The premium is assuming the policy is bought Online. Goods and Services Tax for
all individual life insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be
charged if any and are subject to change from time to time as per the prevailing tax laws and/or any
other laws inforce.
Kotak Guaranteed Fortune Builder UIN: 107N128V09. Kotak Term Benefit
Rider, UIN: 107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent
Disability Benefit Rider, UIN: 107B002V03, Kotak Life Guardian Benefit Rider, UIN: 107B012V02, Kotak
Accidental Disability Guardian Benefit Rider, UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider
UIN: 107B020V02. A Non-Participating Non-Linked Life Insurance Individual Savings Product. This is a
saving and protection oriented plan. For more details on risk factors, terms and conditions, please read
sales brochure carefully before concluding a sale. For more details on riders please read the Rider
Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any policy
anniversary of the base plan for additional cost.
2The above illustration is for Male aged 18 years, Premium: Rs. 10,000
per month, Premium Payment Term: 10 years, Deferment Period: 5 years, Policy Term: 15 years, Income
Benefit Period: 15 years & Income Benefit Frequency: monthly. Plan option opted is Long Term Income –
Income only option for online channel. Goods and Services Tax for all individual life insurance policies
is exempted. Goods and Services Tax and Cess thereon, shall be charged if any and are subject to change
from time to time as per the prevailing tax laws and/or any other laws inforce.
Kotak Fortune Maximiser UIN: 107N125V04, Kotak Term Benefit Rider, UIN:
107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent Disability Benefit
Rider, UIN: 107B002V03 Kotak Life Guardian Benefit Rider, UIN: 107B012V02, Kotak Accidental Disability
Guardian Benefit Rider, UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider - 107B020V02. This is
Participating Non-Linked Life Insurance Individual Savings Product. For more details on risk factors,
terms and conditions, please read sales brochure carefully before concluding a sale. For more details on
riders please read the Rider Brochure. Riders are not mandatory and can be attached to the base plan at
inception or at any policy anniversary of the base plan for additional cost.
Kotak Early Defined Guaranteed Earnings (EDGE) UIN: 107N164V02. Kotak Term Benefit
Rider UIN: 107B003V03, Kotak Accidental Death Benefit Rider UIN: 107B001V04, Kotak Permanent Disability
Benefit Rider UIN: 107B002V03, Kotak Life Guardian Benefit Rider UIN: 107B012V02, Kotak Accidental
Disability Guardian Benefit Rider UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider UIN:
107B020V02. This is a non-participating non-linked life insurance individual savings product. This is a
saving cum protection oriented plan. For more details on risk factors, terms and conditions, please read
sales brochure carefully before concluding a sale. For more details on riders, please read the Rider
Brochure. Riders are not mandatory and can be attached to the base plan at inception or at any policy
anniversary of the base plan for additional cost.
Kotak Get Assured Income Now UIN: 107N141V03, Kotak Term Benefit Rider,
UIN: 107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent Disability
Benefit Rider, UIN: 107B002V03, Kotak Life Guardian Benefit Rider, UIN: 107B012V02, Kotak Accidental
Disability Guardian Benefit Rider, UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider -
107B020V02. This is a Participating Non-Linked Life Insurance Individual Savings Product. For more
details on risk factors, terms and conditions please read sales brochure carefully before concluding a
sale. For more details on riders please read the Rider Brochure.
βRiders are not mandatory and can be attached to the base plan at
inception or at any policy anniversary of the base plan for additional cost.
Kotak Guaranteed Savings Plan UIN: 107N100V05. Kotak Term Benefit Rider,
UIN: 107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent Disability
Benefit Rider, UIN: 107B002V03, Kotak Life Guardian Benefit Rider, UIN: 107B012V02, Kotak Accidental
Disability Guardian Benefit Rider, UIN: 107B011V02. This is a non-participating non-linked life
insurance individual savings product. This is a saving and protection oriented plan. For more details on
risk factors, please read sales brochure carefully before concluding a sale. For more details on riders
please read the Rider Brochure. Riders are not mandatory and can be attached to the base plan at
inception or at any policy anniversary of the base plan for additional cost.
Kotak SmartLife Plan UIN: 107N102V05. Kotak Term Benefit Rider, UIN:
107B003V03, Kotak Accidental Death Benefit Rider, UIN: 107B001V04, Kotak Permanent Disability Benefit
Rider, UIN: 107B002V03, Kotak Life Guardian Benefit Rider, UIN: 107B012V02, Kotak Accidental Disability
Guardian Benefit Rider, UIN: 107B011V02, Kotak Critical Illness Plus Benefit Rider - 107B020V02. This is
A Participating Non-Linked Life Insurance Individual Savings Product. For more details on risk factors,
terms and conditions, please read sales brochure carefully before concluding a sale. For more details on
riders please read the Rider Brochure. Riders are not mandatory and can be attached to the base plan at
inception or at any policy anniversary of the base plan for additional cost.
Kotak Sampoorn Bima Micro-Insurance Plan UIN: 107N092V03. This is a
non-participating non-linked life insurance individual savings product. For more details on risk
factors, terms and conditions please read the sales brochure carefully before concluding a sale.
Kotak Classic Endowment Plan UIN: 107N082V03, Kotak Term Benefit Rider
UIN:- 107B003V03, Kotak Accidental Death Benefit Rider UIN:- 107B001V04, Kotak Permanent Disability
Benefit Rider UIN: 107B002V03, Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02, Kotak Life
Guardian Benefit Rider UIN: 107B012V02, Kotak Accidental Disability Guardian Benefit Rider UIN:
107B011V02. This is a Participating Non-Linked Life Insurance Individual Savings Product. For more
details on risk factors, terms & conditions please read the sales brochure carefully before concluding
the sale. For more details on riders, please read the Rider Brochure. Riders are not mandatory and can
be attached to the base plan at inception or at any policy anniversary of the base plan for additional
cost.
Kotak Gen2Gen Income UIN: 107N163V01. Kotak Term Benefit Rider UIN:
107B003V03; Kotak Accidental Death Benefit Rider UIN: 107B001V04; Kotak Permanent Disability Benefit
Rider UIN: 107B002V03; Kotak Life Guardian Benefit Rider UIN: 107B012V02; Kotak Accidental Disability
Guardian Benefit Rider UIN: 107B011V02; Kotak Critical Illness Plus Benefit Rider UIN: 107B020V02.
This is a Participating Non-Linked Life Insurance Individual Savings Product. For
more details on risk factors, terms and conditions, please read sales brochure carefully before
concluding a sale. For more details on riders please read the Rider Brochure. Riders are not mandatory
and can be attached to the base plan at inception or at any policy anniversary of the base plan for
additional cost. Kotak Life Guardian Benefit Rider is not available for Legacy Income & Legacy Paid-Up
Additions Options.
Terms and Conditions for ULIP Plans
linked Insurance products do not offer any liquidity during the first five
years of the contract. The policyholder will not be able to surrender or withdraw the monies
invested in Linked Insurance Products completely or partially till the end of fifth year.
- Linked Life Insurance products are different from the traditional insurance products and are subject
to the risk factors.
- The premium paid in Linked Life Insurance policies are subject to investment risks associated with
capital markets and the NAVs of the units may go up or down based on the performance of fund and
factors influencing the capital market and the insured is responsible for his/her decisions.
- Kotak Mahindra Life Insurance Company Limited is only the name of the Insurance Company and Kotak
e-Invest Plus, Kotak T.U.L.I.P, Kotak T-ULIP Nxt, Kotak Invest Maxima, Kotak Single Invest
Advantage, Kotak Platinum, Kotak Wealth Optima Plan are only the name of the unit linked life
insurance contract and does not in any way indicate the quality of the contract, its future
prospects or returns.
- The various funds offered under this contract are the names of the funds and do not in any way
indicate the quality of these plans, their future prospects and returns.
- The past performance of other Funds of the Company is not necessarily indicative of the future
performance of the funds.
- Please know the associated risks and the applicable charges (along with the possibility of increase
in charges), from your Insurance Agent or Corporate Agent / Insurance Broker or policy document of
the insurer.
- All benefits payable under the Policy are subject to the Tax Laws and other financial enactments, as
they exist from time to time.
Kotak e-Invest Plus; UIN - 107L137V02. This is a non-participating
unit-linked life insurance individual savings product. For more details on risk factors, terms and
conditions, please read sales brochure carefully before concluding a sale.
*The assumed non-guaranteed rates of return chosen in the illustration
are 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed and they are not the upper or
lower limits of what you might get back as the value of your
policy is dependent on a number of factors including future investment performance. The actual
experience may be
different from the illustrated. Above below is an illustration of the benefits payable 35 years old male
for a
policy
term of 20 years and premium payment term of 20 years with the monthly premium of ₹10,000. He has
selected Maximizer
Option and Age Based Investment Strategy with Aggressive Option. Goods and Services Tax for all
individual life
insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be charged if any and are
subject to
change from time to time as per the prevailing tax laws and/or any other laws inforce.
Kotak T.U.L.I.P UIN: 107L131V03. Kotak Accidental Death Protection Rider
(Linked)
UIN:107A021V02; Kotak Critical Illness
Benefit Rider (Linked) UIN: 107A022V02. This is a non-participating unit-linked life insurance
individual savings
product. For more details on risk factors, terms and conditions please read sales brochure carefully
before
concluding a
sale. For more details on riders, please read the Rider Brochure. Riders are not mandatory and can be
attached to
the
base plan at inception or at any policy anniversary of the base plan for additional cost.
4 illustration is for an 18 year old healthy male with base premium is
Rs. 10,000
p.m. and Sum Assured as Rs. 50
lakhs, premium payment term / policy term: 30/10 years, Rider premiums are Rs. 258 p.m. for Kotak
Accidental Death
Protection Rider of Rs. 24L and Rs. 163 p.m. for Kotak Critical Illness Benefit Rider of Rs. 5L with
investment
strategy
as moderate under age based strategy. #The assumed non-guaranteed rates of return chosen in the
illustration are 4%
p.a.
and 8% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you
might get back as the value of your policy is dependent on a number of factors including future
investment
performance.
The actual experience may be different from the illustrated. This is for online channel. Goods and
Services Tax for
all
individual life insurance policies is exempted. Goods and Services Tax and Cess thereon, shall be
charged if any and
are
subject to change from time to time as per the prevailing tax laws and/or any other laws inforce.
Kotak T-ULIP Nxt, UIN.: 107L138V01, Kotak Accidental Death Protection
Rider (Linked)
UIN.: 107A021V02, Kotak Critical
Illness Benefit Rider (Linked) UIN.: 107A022V02. This is a non-participating unit-linked life insurance
individual
savings product. For more details on risk factors, terms and conditions, please read sales brochure
carefully before
concluding a sale. For more details on riders, please read the Rider Brochure. Riders are not mandatory
and can be
attached to the base plan at inception or at any policy anniversary of the base plan for additional
cost.
Kotak Invest Maxima UIN: 107L073V05. Kotak Accidental Death Protection
Rider (Linked)
UIN: 107A021V02, Kotak Critical
Illness Benefit Rider (Linked) UIN: 107A022V02. This is a non-participating unit-linked life insurance
individual
savings product. For more details on risk factors, terms and conditions please read the sales brochure
carefully
before
concluding a sale. For more details on riders please read the Rider Brochure. Riders are not mandatory
and can be
attached to the base plan at inception or at any policy anniversary of the base plan for additional
cost.
Kotak Single Invest Advantage UIN: 107L065V05.This is a Non-Participating
Unit-Linked
Life Insurance Individual Savings
Product. For more details on risk factors, terms and conditions please read the sales brochure carefully
before
concluding a sale.
Kotak Platinum UIN: 107L067V07. Kotak Accidental Death Protection Rider
(Linked) UIN:
107A021V02, Kotak Critical Illness
Benefit Rider (Linked) UIN: 107A022V02. This is A Non-Participating Unit-Linked Life Insurance
Individual Savings
Product. For more details on risk factors, terms and conditions please read sales brochure carefully
before
concluding a
sale. For more details on riders please read the Rider Brochure. Riders are not mandatory and can be
attached to the
base plan at inception or at any policy anniversary of the base plan for additional cost.
Kotak Wealth Optima Plan UIN: 107L118V03. Kotak Accidental Death
Protection Rider
(Linked) UIN: 107A021V02, Kotak
Critical Illness Benefit Rider (Linked) UIN: 107A022V02. This is a non-participating unit-linked life
insurance
individual savings product. For more details on risk factors, terms and conditions, please read sales
brochure
carefully
before concluding a sale. For more details on riders please read the Rider Brochure. Riders are not
mandatory and
can be
attached to the base plan at inception or at any policy anniversary of the base plan for additional
cost.
Terms and Conditions for Retirement Plans
Kotak Assured Pension - UIN: 107N123V13. This is a non-participating,
non-linked,
general annuity product. For more
details on risk factors, terms and conditions please read the sales brochure carefully before concluding
a sale.
6The above illustration is for an 45-year-old healthy male who is willing
to invest
₹5 Lakhs p.a. in Deferred Income
with Cash-Back and will pay for 10 years with deferment period of 10 years for this policy. The premium
is assuming
the
policy is bought Online. Goods and Services Tax for all individual life insurance policies is exempted.
Goods and
Services Tax and Cess thereon, shall be charged if any and are subject to change from time to time as
per the
prevailing
tax laws and/or any other laws inforce.
Kotak Confident Retirement Builder UIN: 107L136V02. This is a
non-participating
unit-linked pension individual savings
product. For more details on risk factors, terms and conditions please read sales brochure carefully
before
concluding a
sale.
Kotak Lifetime Income Plan UIN: 107N103V20. This is a non-participating,
non-linked, general
annuity product. For more
details on risk factors, terms and conditions please read the sales brochure carefully before concluding
a sale.
Kotak Confident Retirement Savings Plan UIN: 107N162V01. This is a participating
non-linked
pension individual savings
plan. For more details on risk factors, terms and conditions, please read sales brochure carefully
before concluding
a
sale.
This website content is not a brochure and only gives the salient features of the
plan.
Claim Settlement* Figures arrived are basis the company's latest
annual audited
figures for Individual policy Claims
for FY 2025-26.
*https://www.kotak.bank.in/content/dam/Kotak/investor-relation/Financial-Result/QuarterlyReport/FY-2026/q4/investor-presentation/Q4FY26-Investor-Presentation.pdf
1For more details on riders, please read the Rider Brochure. Riders are
not mandatory
and can be attached to the base
plan at inception or at any policy anniversary of the base plan for additional cost.
@@Tax Benefit:
Tax benefits under the policy are subject to conditions as per the provisions of
the Income
Tax Act, 2025 as applicable.
Tax laws are subject to amendments from time to time. Customer is advised to take an independent view
from Tax
Advisor.
Tax benefits on premiums paid are subject to conditions specified under Section
11 read with
Schedule II(2) and Section
123 read with Schedule XV of the Income-tax Act, 2025. Tax laws are subject to amendments from time to
time.
Customer is
advised to take an independent view from Tax Advisor.
Annuity Plans: Tax benefits on premium paid are subject to conditions
specified under
Section 123 read with Schedule XV
of Income Tax Act, 2025. Tax laws are subject to amendments from time to time. Customer is advised to
take an
independent view from Tax Advisor.
Kotak Mahindra Life Insurance Company Limited; Reg No. 107 CIN:
U66030MH2000PLC128503 Regd. Office: 3rd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai –
400051 Toll
Free: 1800 209 8800 Website:www.kotaklife.com | WhatsApp:
9321003007 | ARN
No.: KLI/26-27/E-WEB/1380 Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used
by Kotak
Mahindra Life Insurance Company
Limited under license.
