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Kotak Assured Pension

A plan that offers immediate or deferred stream of income

Kotak Confident Retirement Builder

A plan that offers immediate or deferred stream of income

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Disclaimer

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Kotak Assured Pension UIN: 107N123V13. This is a non-linked, non-participating, general annuity plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

The risk factors of the bonuses projected under the product are not guaranteed. Past performance doesn't construe any indication of future bonuses. This product are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses.

*The illustration assumes a healthy male aged 40 years with a limited pay option of 10 years with Deferred Income with cash Back.

Kotak Mahindra Life Insurance Company Limited. Reg No. 107 | CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051, Toll Free: 1800 209 8800 | Website: www.kotaklife.com | WhatsApp: 9321003007 | Email: kli.in/WECARE | Ref. No. KLI/26-27/E-WEB/279

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license.


FOR - Ref. No. KLI/26-27/E-WEB/818

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Kotak Confident Retirement Builder UIN: 107L136V02. This is a non-participating unit-linked pension individual savings product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. This product is available for sale through online mode.

  • Linked Insurance products are different from the traditional insurance products and are subject to the risk factors.
  • The premium paid in linked insurance policies are subject to investment risks associated with capital markets.
  • The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • Kotak Mahindra Life Insurance Company Limited is only the name of the Life Insurance Company and Kotak Confident Retirement Builder is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  • Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

GST has been exempted for all individual life insurance policies effective from 22nd September 2025

+Tax Benefits:

Tax benefit of ₹46,800 is calculated at the highest tax slab rate of 31.2% (including Cess, excluding surcharge) on life insurance premium, applicable under the Old Tax Regime u/s 123 read with schedule XV of the Income Tax Act, 2025.

^3% of annual premiums added to the funds as yearly additions starting from year 6 onwards.

*All the switches in any policy year are free. We reserve the right to change this charge for any segregated fund at any time. This shall be done with prior IRDAI approval; subject to a maximum of ₹500 per transaction

Kotak Mahindra Life Insurance Company Limited. Reg No. 107 | CIN: U66030MH2000PLC128503, Regd. Office: 3rd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai – 400051, Toll Free: 1800 209 8800 | Website: www.kotaklife.com | WhatsApp: 9321003007 | Email: kli.in/WECARE | Ref. No. KLI/26-27/E-WEB/818

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Limited under license.